UPI
Credit Democracy
Anil Padmanabhan
Small businesses are finding it easier to afford working capital as the traditional practice of lending against assets is being replaced by loans based on information—cash flows digitally captured by tracking financial data. This is accelerating the formalisation of the Indian economy and a larger social transformation
The Pakoda Economy Checks In
Prime Minister Narendra Modi’s digital drive and cash transfers are helping the bottom half of the Indian pyramid climb up the economic ladder despite the pandemic
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