Report Shows Destination Weddings Boost Travel Insurance Demand
From beaches in Thailand to palaces in Europe, Indian couples are increasingly choosing overseas venues for their big day. This growing trend is now driving a sharp rise in international travel insurance purchases, a Policybazar report has revealed.
A Global Shift in Indian Weddings
Indian weddings are no longer confined to hometown banquet halls and traditional venues. Families are now travelling abroad to host ceremonies, turning weddings into multi-day international events.
According to Policybazaar’s data from 2023 to 2025, travel insurance linked to destination weddings has grown steadily, reflecting this lifestyle shift.
Consistent Growth in Insurance Purchases
The report highlights strong year-on-year growth in wedding-related travel insurance:
· 27.4% rise between 2023 and 2024
· Another 27.4% increase from 2024 to 2025 (YTD)
This shows that overseas weddings are no longer a niche trend but a regular part of Indian travel behaviour.
Popular Destinations for Indian Couples
Indian couples are choosing diverse international locations based on budget, accessibility and infrastructure:
· Thailand: Most preferred due to visa ease and wedding facilities
· UAE: Known for luxury venues and connectivity
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· Vietnam & Sri Lanka: Cost-effective alternatives
· Italy, Spain, Greece: Favoured for intimate, high-spending weddings
· Oman & Maldives: Preferred for close-family ceremonies
These destinations have built specialised services catering to Indian rituals and traditions.
Wedding Season Drives Insurance Demand
Unlike leisure travel, wedding-related insurance follows India’s marriage calendar.
The strongest surge was recorded between November 1 and December 15, with:
· 30% growth from 2023 to 2024
· 8% rise from 2024 to 2025
Similar spikes were seen in January–March and July–August wedding seasons.
Multi-Generational Travel Shapes Coverage Choices
Destination weddings often involve entire families, including elderly members.
Age-wise policy buyers:
· 25–34 years: 40%
· 45–60 years: 35%
· Above 60 years: 25%
This has increased demand for medical and pre-existing disease coverage.
Group Travel Makes a Comeback
After a brief slowdown, group wedding travel has rebounded strongly.
Group bookings rose by nearly 28% from 2024 to 2025 (YTD), reflecting renewed confidence in large overseas gatherings.
What Insurance Covers for Wedding Travellers
Most travellers opted for a USD 250,000 sum insured, with preferences for:
· Medical emergencies
· Baggage loss
· Pre-existing disease cover
· Trip delays and cancellations
Travel insurance acts as a financial safety net for families investing heavily in international wedding events.
Weddings go global
The growing link between destination weddings and insurance shows how Indian celebrations are evolving into global experiences. With higher spending and larger groups involved, families are becoming more cautious and financially prepared.
This reflects a broader shift towards organised, risk-aware international travel in India’s wedding economy.
(With inputs from ANI)